Savings Rates Effective April 1, 2008

NOTE: Every effort is made to ensure the annual percentage yield is accurate. Please call the Credit Union to confirm rates listed below.

Term	Rate	APY
90 Days (Min. Bal. $10,000)	2.23%	2.25%
Six Months (Min. Bal. $500)	2.47%	2.50%
One Year (Min. Bal. $500)	2.57%	2.60%
Two Years (Min. Bal. $500)	2.62%	2.65%
Thirty Months (Min. Bal. $500)	2.67%	2.70%
Three Years (Min. Bal. $500)	2.72%	2.75%
Five Years (Min. Bal. $500)	2.96%	3.00%

Interest is compounded at the end of each calendar quarter and posted on the last day of each calender quarter. All of our Certificates only require a $500 opening balance except the 90-Day CD which requires a $10,000 opening balance. A penalty will be imposed for early withdrawal.

Account Balance	Rate	APY
$0 - 999.99	0.00	0.00
$1,000.00 - and over	1.25	1.257%

Interest is paid from day of deposit to day of withdrawal as long as a minimum balance of $1,000 is maintained. Interest is paid monthly on the last day of each month and the rate may change monthly. Effective April 1, 2008.

Account Balance	Rate	APY
$25 - over	0.50%	0.50%
IRA Share - $10,000 & Over	0.75%	0.75%