Loan Rates

Loan Interest Rates Effective February 1, 2012

NOTE: Every effort is made to ensure the annual percentage rates listed below are accurate and current. Please call the credit union to confirm the rates listed.

The ANNUAL PERCENTAGE RATE (APR) you receive for new and used car loans and signature and line of credit loans is based on some of the following criteria:

Credit Worthiness
Term of the Loan and Downpayment

We have great loan rates and you can be approved the same day. We often offer discounts on loans if you use other services. We will try to give you the payment that you want and if you find a lower rate someplace else we may be able to match or beat other competitor's loan rates. We look forward to serving you.

New Vehicle Loans up to 72 months
2.95% to 17.20% (APR)

Used Vehicles Loans up to 72 months
2.95% to 17.20%(APR)

Unsecured and Line of Credit Loans
9.25% to 17.00% (APR)

Other Fixed-Rate Loans

Boats, Motors, Trailers

2.95% to 17.20%(APR)

Motorcycles

2.95% to 17.20%(APR)

Shared Secured

4.25%(APR)

Fixed Rate Home Equity Loans
6.00% to 8.00% (APR)

Variable Rate Home Equity Loans
4.25% to 6.25% (APR)

First Mortgage Loans please click here.

Payment example: If you borrow a total of $15,000 for 60 months at 5.75 APR you monthly payment would be $289. The maximum APR on variable rate home equity loans is 6.25%.

Mortgage Center